AIIMS vs MAMC vs KEM vs JIPMER vs CMC — Best for PG? Real Comparison

This guy is twenty-six years old. He has finished his MBBS. He got rank one hundred and fifty in NEET PG 2026. MD Medicine is what he really wants to do. There are five colleges that everyone talks about all the time. AIIMS Delhi, MAMC, KEM Mumbai, JIPMER Puducherry and CMC Vellore.

His seniors all have opinions about which college is the best. One of them says you should go to AIIMS Delhi because of its reputation. Another one says KEM Mumbai is the way to go if you want to get lots of experience. Someone else says that CMC Vellore is the place to learn how to be a really good doctor.

His father wants to know about the bond penalty. His mother is asking about how much money he will get as a stipend. MD Medicine is still his dream. He is trying to figure out which college is the best for MD Medicine. AIIMS Delhi, MAMC, KEM Mumbai, JIPMER Puducherry and CMC Vellore are all options for MD Medicine.

The counselling window will open in 72 hours. I am talking about the counselling window that people have been waiting for. It will be available for use in 72 hours, which is the counselling window.

If you have been in this position, staring at the screen where you have to make a choice that will affect your career, then this article is for you.

QUICK ANSWER — THE BIG 5 AT A GLANCE

Why does this comparison matter for the National Eligibility Cum Entrance Test for Post Graduate 2026?

The National Eligibility Cum Entrance Test for Post Graduate 2026 is a deal, so we need to know why the comparison matters for the National Eligibility Cum Entrance Test for Post Graduate 2026.

The Reality: When you are ranked under 500, the thing is, you do not get to decide if you go to a college or not. What you are really doing is picking which top college is going to have an impact on the College of Your Choice for the next thirty years of your life at the College of Your Choice.

The Stakes are really high when it comes to MD Medicine at AIIMS Delhi. It closed at INI CET rank 4 in 2025. MD Radiodiagnosis also closed at rank 7. If we look at KEM, we can see that similar branches are closing within the 100 to 200 NEET PG ranks. When you make a choice during counselling, it is a decision because it locks you into a city, it locks you into a bond policy, it locks you into a clinical ecosystem, and it locks you into a professional network for your entire life. MD Medicine at AIIMS Delhi and MD Radiodiagnosis at AIIMS Delhi are really competitive.

What This Article Delivers: Not generic "all are good" advice. A parameter-by-parameter, honest breakdown that helps you make a decision you will not regret at 3 AM during counselling.

The things that really matter when you are living in a paying guest accommodation are these five parameters

These parameters are very important for your paying guest experience.

• The location of the paying guest
• The kind of food they give you
• How safe is the paying guest is
• The people you live with in the paying guest house
• The rent you pay to live in a paying guest.

For PG aspirants, there are a few really important things.

•  the chance to work with patients and gain experience in a clinic
• Getting a stipend that is enough to be independent financially
•  the rules about having to work in a particular place after they finish their studies, and the freedom to choose what they want to do
• being in a place where they can do research and also get ready for super-speciality
• The kind of environment they will be in and the people who will be teaching them at the institution.

Every other comparison you have read probably lists rankings and stops there. This one goes deeper. Let me walk you through each institution on the parameters that will actually affect your life for the next three to five years.

AIIMS New Delhi — The Undisputed #1 Tag

Established: 1956 | NIRF 2025: #1 Medical | PG Seats: 532 MD + 59 MS | Entrance: INI CET

AIIMS Delhi is a medical college in India. It has been ranked number one by NIRF every year since 2018. No other medical college in India has been able to do this. AIIMS Delhi has a lot of departments. Over 40. It also has seats for postgraduate students. 591 Seats. AIIMS Delhi has a good super-speciality programme. This is why AIIMS Delhi is the popular choice for students who want to do their post graduation in medicine. AIIMS Delhi is the choice for PG students in the country.

Clinical Exposure: The hospital I am talking about handles tough cases from all over India. It is a hospital that the central government is in charge of, so it gets all sorts of unusual and complicated cases that other hospitals do not see. This means that the doctors who are training here, the PG residents, get to see things that they would normally only read about in books, but they see them every day, at this hospital. The hospital is a place where the doctors see rare diseases and have to do very advanced surgeries, which is not something that most other hospitals have to deal with.

Stipend and Finances: The Post Graduate residents get around ninety thousand to ninety-five thousand rupees every month. This is one of the amounts in India. The Post Graduate residents do not have to pay a lot of money for their studies because the tuition feesre very low. In fact, the total fee for the MBBS programme is less than six thousand rupees. So the costs for the Post Graduate programme are very low. The Post Graduate residents also do not have to sign a service bond that they have to work for a period of time.

The AIIMS Advantage for Super-Speciality: If you want to do something special, AIIMS is a great place to start. They have lots of seats for DM and MCh programs in every field. So if you get an MD or MS degree from AIIMS Delhi, it is very easy to get into speciality training. The best part is that you can usually do this training at the place.

The INI CET counselling system is also very helpful because it means that every important institute recognizes your AIIMS degree. This is really good for people who want to study at AIIMS. The AIIMS Advantage is that you can get a speciality degree from a great institute, and this will help you in your career. AIIMS is a place to study and get a degree that is recognized everywhere.

COUNSELLING REALITY CHECK: The INI CET exam is different from the NEET PG exam. If you want to get into AIIMS or JIPMER, you need to study for the INI CET exam. You have to know the pattern of the INI CET exam, the style of questions they ask and how they score it because all these things are different from the exam. A lot of students only prepare for the PG exam, and then they feel bad because they did not focus on the INI CET exam. The INI CET exam needs your attention if AIIMS or JIPMER is what you are aiming for.

The Honest Downside: The workload is intense — PG residents at AIIMS often describe their schedules as brutal. The institutional size means mentorship can feel impersonal in larger departments. Accommodation in Delhi is expensive if hostel allocation is delayed. And the "AIIMS tag," while powerful, does not automatically make you a better clinician — your effort does.

Also Read: Best Medical Colleges in Delhi 2026: NIRF Ranking, NEET Cut-Off, Fees & Admission

MAMC New Delhi — Delhi's Clinical Powerhouse

Established: 1958 | NIRF 2025: ~#24 Medical | PG Seats: ~245 | Entrance: NEET PG

Maulana Azad Medical College is a part of the University of Delhi. It is an important place for medical education in India. Maulana Azad Medical College may not be as famous as AIIMS when it comes to rankings. It has a lot of patients coming into its hospitals. These hospitals are Lok Nayak Hospital, GB Pant Hospital, Guru Nanak Eye Centre and Maulana Azad Institute of Dental Sciences. Maulana Azad Medical College makes up for not being well-known by having so many patients at these hospitals.

Lok Nayak Hospital is one of the government hospitals in Delhi. The doctors who are doing their postgraduate training at Lok Nayak Hospital see a lot of patients. Get to work on many different types of cases, which is similar to what doctors at AIIMS experience. The emergency department at Lok Nayak Hospital handles thousands of cases every month.

GB Pant Hospital is a hospital that focuses on heart problems and brain disorders. If you want to become a specialist in cardiology or neurology, then your training starts at GB Pant Hospital. Lok Nayak Hospital and GB Pant Hospital provide Clinical Exposure to the doctors who are training there. Clinical Exposure at these hospitals is very valuable for the doctors.

Stipend and Finances: The Post Graduate residents get around ninety thousand rupees every month, which is the same as what the residents at AIIMS get. The Post Graduate fee every year is fifteen thousand nine hundred rupees. The big advantage of Delhi University colleges like Lady Hardinge Medical College, Maulana Azad Medical College and University College of Medical Sciences is that they do not have a compulsory service bond.

The Post Graduate residents only have to pay a penalty if they leave the course in the middle, which is around three to ten lakh rupees. This is a big difference compared to states like Maharashtra or Tamil Nadu, where the residents have to pay a huge penalty of fifty lakh rupees if they leave the course. The Post Graduate residents at Delhi University colleges, like Lady Hardinge Medical College, Maulana Azad Medical College and University College of Medical Sciences, have an advantage because of this.

The Maulana Azad Medical College has a program called the Super-Speciality Pathway. This program offers twelve courses. These courses are under the Doctor of Medicine and Master of Chirurgie programs. The college offers Doctor of Medicine in Cardiology, Doctor of Medicine in Neurology and Doctor of Medicine in Gastroenterology.

The Master of Chirurgie courses include Neurosurgery and Pediatric Surgery. The Maulana Azad Medical College has one hundred per cent of these seats under the Delhi University Quota. The Super-Speciality Pathway at the Maulana Azad Medical College is an opportunity for students.

BOND REALITY CHECK: The fact that Delhi University colleges do not have a compulsory service bond is a big advantage when you are going through NEET PG counselling. On the other hand, Maharashtra makes you sign a bond for one year, and if you do not do it, you have to pay a penalty of fifty lakh rupees. A lot of students who get ranks between one hundred and five hundred choose Delhi University over Mumbai colleges.

This is one of the main reasons why they make this choice. So when you are deciding which college to go to, you should think about the bond thing, not just the name of the college. Delhi University colleges and their non-compulsory service bond are something that can make a difference.

The Honest Downside: MAMC does not have the international brand recognition of AIIMS. The infrastructure, while functional, is older. Hostel conditions are adequate but not luxurious. However, the clinical training — which is what actually makes you a competent specialist — is outstanding.

Also Read: How to Prepare for NEET PG in 6 Months

KEM Mumbai — Where Clinicians Are Forged

Established: 1926 (Seth GS Medical College) | KEM Hospital: 1,800+ beds | PG Seats: ~200+ | Entrance: NEET PG

Seth GS Medical College and KEM Hospital are the places that doctors in Mumbai really look up to. It is not always at the top of the list when it comes to rankings because it does not do well in terms of research. When you talk to doctors who are actually working, they will tell you that Seth GS Medical College and KEM Hospital are the best.

If you ask a doctor in Mumbai which hospital produces doctors who are really good, with patients, Seth GS Medical College and KEM Hospital will usually be the answer. This is because Seth GS Medical College and KEM Hospital are known for teaching doctors how to take care of people.

KEM Hospital is a big hospital with lots of beds, over 1,800. It is a hospital that people from Mumbai and nearby areas go to when they need special care. The hospital is always full of patients, which means the doctors who are still learning, like the PG residents, get to work on all sorts of cases. They see people with diseases that you only get in places, and they also have to deal with super complicated surgery emergencies.

The doctors learn a lot. They get to do things themselves, which is a great way to learn. KEM Hospital also has a centre Indias first Centre of Excellence, for Hand and Reconstructive Microsurgery, which is a big deal.

Stipend and Finances: Post-Graduate residents get around ₹65,000 to ₹75,000 every month. This amount depends on the year of post-graduate residency. The total fee for the Doctor of Medicine programme is around ₹3,00,000 for the programme.

When we compare this to government colleges, the fees for the Doctor of Medicine programme are reasonable. However, the fees for the Doctor of Medicine programme are higher than what we see in institutions in Delhi.

The Maharashtra Bond is a problem for KEM. Normally, KEM is a place. Maharashtra has a rule that says doctors have to work there for one year after they finish their postgraduate studies. If they do not do this, they have to pay a lot of money, around fifty lakh rupees.

This is an issue for doctors who want to do super-speciality training right after they finish their MD or MS. It is also a problem for doctors who want to move to another country. The Maharashtra Bond causes a delay or a big financial burden for these doctors. The Maharashtra Bond is really an obstacle for them.

The Honest Downside: KEM's bond policy is the single biggest deterrent for out-of-state candidates. The hostel situation in Mumbai is tight — space is limited, and Mumbai's cost of living is high if you need external accommodation. The workload is legendarily demanding. But if your priority is pure clinical skill and you are comfortable with the bond, KEM produces some of India's finest doctors.

Also Read: Top Medical Colleges in Mumbai 2026: Government & Private Colleges, Fees, Ranking & Cut-Off

JIPMER Puducherry — The Autonomous Powerhouse

Established: 1823 (as École de Médecine) | NIRF 2025: #4 Medical | PG Seats: ~150+ | Entrance: INI CET | Campus: 195 acres

JIPMER is an important institute that has been around for a very long time. It was started in 1823 when the French were in charge. The JIPMER institute is always ranked as one of the medical colleges in India it is usually in the top 5.

The JIPMER has the freedom to give its degrees, which is a special privilege that not many government medical colleges have; only the JIPMER and AIIMS have this privilege.

JIPMER's hospital gets a lot of kinds of patients from Puducherry, Tamil Nadu and nearby states. The hospital does not have as many patients as the big hospitals in Delhi or Mumbai. Jipmers Hospital has a wide range of cases, especially when it comes to infectious diseases, tropical medicine and community health.

People often say that the hospital is a place to learn because it is well organized and not too crazy, which is different from the big hospitals. JIPMER's hospital is a place for learning because of this. The patients at JIPMERs hospital have different kinds of health problems which helps with learning about infectious diseases and tropical medicine, at JIPMERs hospital.

Stipend and Finances: The Post Graduate residents are appointed as Junior Residents. They get a salary that is similar to what the people at AIIMS get. It is around seventy thousand to eighty thousand rupees every month. The tuition fees for doing an MD or an MS are around twenty thousand to thirty thousand rupees every year.

This is really cheap compared to places in India. If you want to stay in the hostel, it is available. People who are not from Puducherry get it first.

The INI CET Factor is really important. Like AIIMS, JIPMER uses the INI CET to decide who gets in. Not the PG. This means that the people who take the INI CET are competing with each other, not with the people who take the PG.

So, for students who do well on the INI CET but not well on the NEET PG or the other way around, the INI CET is a good thing. It gives them a chance to get in. The INI CET is a test, so it is like a different group of people.

Research and Academics at JIPMER are really good. JIPMER has spent a lot of money on research infrastructure. When it comes to jobs, JIPMER students do well. The average salary for Post Graduate students from JIPMER is around twenty-six lakh rupees per year, according to the NIRF 2025 report.

This shows that JIPMER-trained specialists have career opportunities. JIPMER offers programs like DM, MCh and PhD, which makes it easy for students to become super specialists in their field, such as the super-speciality pathway that JIPMER offers.

The lifestyle in Puducherry is really different from what you see in Delhi or Mumbai. People in Puducherry do not have to spend a lot of money to live a life. The campus of JIPMER is very big; it covers 195 acres of land, and life moves at a slower pace. This is a place for students who want to study without too many distractions and who like a calm environment.

JIPMER is perfect for students who want to focus on their studies. For students who like the busy life of a big city, who want to meet new people and make connections, Puducherry can feel a bit lonely. The lifestyle in Puducherry is calm and peaceful, which is very different from the lifestyle in Delhi or Mumbai.

The Honest Downside: Puducherry is not a metro — the networking, conference access, and professional exposure that Delhi and Mumbai offer during PG is harder to replicate here. The total number of PG seats is smaller than at AIIMS or MAMC, limiting branch options. Language can be a barrier if you do not speak Tamil, though the academic environment is English-medium.

CMC Vellore — Mission-Driven Excellence

Established: 1900 (clinic) / 1918 (medical school) | NIRF 2025: #3 Medical | PG Seats: ~120+ | Entrance: NEET PG

Christian Medical College Vellore is one of the medical colleges in India, always in the top 3. It is also a private medical college in the country. Christian Medical College Vellore was started by Dr Ida Scudder. The mission of Christian Medical College Vellore is to help people who are not doing well. This is a big part of what they do, especially when it comes to training doctors after they finish medical school. Christian Medical College Vellore really cares about helping people who need it most.

Exposure: The hospital at CMC Vellore gets a lot of patients from all over South India and other places. This is an advanced hospital with many departments that do special procedures and take care of cases that are not handled by many other hospitals in India. The training that doctors get here is very tough and well-organized. It is all about taking good care of the patients at CMC Vellore. The hospital at CMC Vellore is really good at teaching doctors how to treat patients.

Stipend and Finances: The Post Graduate students get a stipend of ₹50,925 every month. The super-speciality trainees get ₹65,080 every month.

The fees are cheaper for the sponsored candidates. So it is not as expensive as it seems at first.

If you compare the stipend of Post Graduate students to that of AIIMS, which is ₹90,000 or more, and MAMC, which is also ₹90,000 or more, the stipend of Post Graduate students is really low.

The Service Obligation at CMC Vellore is something that students need to think about. CMC Vellore has a service obligation that's one to three years long. It depends on the category of admission to CMC Vellore. For example, clinical speciality candidates who get in through merit only have to work for one year. Others have to work for up to three years at CMC Vellore.

This work is usually done at hospitals that are part of the CMC Vellore network or at partner institutions that help people in rural areas and poor communities. This is a thing because it matches what CMC Vellore is trying to do. People who want to start their own private practice or work in other countries right away need to plan for this service obligation at CMC Vellore.

The CMC Difference is really something. You cannot talk about CMC without talking about the way things are done there. They really care about being kind to people and helping the community. They want to make sure doctors can take care of patients in every way. This means CMC doctors are good at what they do. They also really care about people. A lot of people who went to CMC say that their time after medical school was a change for them. It was not about becoming better doctors but also about becoming better people.

TOPPER'S EDGE: CMC Vellore is a hospital that has done new things in medical care in India. They were the first to do an open-heart surgery. They were also the first to do a bone marrow transplant in South Asia. If you want to be a doctor who teaches in a school or does medical research, CMC Vellore is a great place to go. They have a reputation that not many other hospitals have.

The people who used to study at CMC Vellore are very loyal to the hospital. They are known all over the world. CMC Vellore has a network of old students who help each other. CMC Vellore is a hospital for medical students because of its good reputation and the people who used to study there.

The Honest Downside: The stipend is lower than at Delhi or AIIMS-linked institutions. Vellore, like Puducherry, is not a metro city — professional networking requires more effort. The unique admission process (with sponsored seats for Christian mission candidates) means open-category PG seats are limited. And the service obligation, while noble, restricts immediate post-PG flexibility.

Master Comparison Table: The Head-to-Head Breakdown

How to Choose: A Decision Framework for NEET PG 2026

Instead of saying "all five are great," — which is true but useless during counselling — here is a practical framework based on what I have seen work for toppers across 25 years.

Choose AIIMS Delhi if: Your INI CET rank is in the top 100, you want the strongest brand for academics and international opportunities, you value no bond and the highest stipend, and you can handle an extremely demanding work environment. The super-speciality pathway from AIIMS is the most seamless in India.

Choose MAMC if: Your NEET PG rank is in the top 200–500, you want Delhi's clinical exposure without the INI CET requirement, and the no-bond policy is important to your post-PG plans. MAMC offers the best value proposition in India — exceptional clinical training, the highest stipend tier, and complete post-PG freedom.

Choose KEM Mumbai if: You are a Maharashtra domicile (state quota advantage), clinical hands-on training is your top priority, and you are comfortable with the 1-year bond. KEM produces some of the most technically skilled clinicians in the country. If you plan to practise in Mumbai, the alumni network here is unbeatable.

Choose JIPMER if: Your INI CET rank is competitive but not AIIMS-level, you prefer a structured and academically rigorous environment over the chaos of Delhi/Mumbai, and you value a low cost of living with a good stipend. JIPMER is ideal for students who want to focus purely on learning without metro distractions.

Choose CMC Vellore if: You are drawn to mission-driven medicine, you value a deeply patient-centred culture, and you are comfortable with the service obligation. CMC's clinical training, particularly in areas like oncology, nephrology, and community health, is world-class. If academic medicine and community service are your long-term goals, CMC is unmatched.

HIGH-YIELD RAPID RECALL — THE BIG 5 FOR NEET PG 2026

One-Liner Bank

"NIRF #1 medical college in India consistently since 2018" → AIIMS Delhi "Highest PG stipend among the Big 5" → AIIMS Delhi & MAMC (~₹90,000–95,000/month) "Top government PG college with no compulsory service bond" → AIIMS Delhi & MAMC "Highest bond penalty among the Big 5" → KEM Mumbai (₹50 lakh, 1 year) "Highest-ranked private medical college in India (NIRF 2025)" → CMC Vellore (#3) "Institute of National Importance that admits through INI CET" → AIIMS Delhi & JIPMER "PG college with the largest attached hospital bed capacity" → CMC Vellore (2,700+ beds) "NEET PG route to Delhi PG with no bond" → MAMC (does not require INI CET) "Lowest cost of living among the Big 5 cities" → JIPMER (Puducherry) "Institution pioneering India's first open-heart surgery" → CMC Vellore

Key Numbers to Remember

591 — Total PG seats at AIIMS Delhi (532 MD + 59 MS) ₹90,000+ — Monthly stipend at AIIMS Delhi and MAMC ₹50 lakh — Bond penalty at KEM Mumbai (Maharashtra) ₹0 — Compulsory service bond at MAMC and AIIMS Delhi #1, #3, #4 — NIRF 2025 Medical ranks for AIIMS, CMC Vellore, JIPMER 195 acres — JIPMER campus size in Puducherry 1900 — Year CMC Vellore was founded (as a one-bed clinic) Rank 4 — INI CET 2025 closing rank for MD Medicine at AIIMS Delhi (General)

Counselling Trend Analysis: What the Cut-Off Data Tells Us

CUT-OFF TREND TRACKER — THE BIG 5

AIIMS Delhi (INI CET): MD Medicine closed at rank 4, MD Radiodiagnosis at rank 7 in the 2025 session. Clinical branches at AIIMS Delhi require the top 50 INI CET ranks. Pre-clinical branches extend to rank 300+. The competition here is the fiercest in Indian medical education.

MAMC (NEET PG): Through All India Quota, high-demand clinical branches like MD Medicine and MD Radiology close within the top 200–500 NEET PG ranks. Through the Delhi state quota, the advantage for Delhi-domiciled candidates is significant. The closing rank for MBBS at MAMC through NEET UG was 87 for the General category — a measure of the institution's competitiveness.

KEM Mumbai (NEET PG): Clinical branches close within the top 200–500 NEET PG ranks through AIQ. Maharashtra state quota provides an advantage for in-state candidates. General Medicine, Radiology, Dermatology, and Paediatrics are the most competitive branches.

JIPMER (INI CET): PG cut-offs ranged from rank 35 to 318 for the General category in the 2024 session. Clinical branches require the top 100–150 INI CET ranks. JIPMER's smaller seat count means fewer options but a focused competitive pool.

CMC Vellore (NEET PG): Cut-offs vary significantly by quota (government, management, sponsored). Open-category clinical seats are extremely competitive. The DNB General Category cut-off rank was approximately 18,039 in Round 1 of 2025 — but MD seats at CMC close much higher.

2026 Prediction: INI CET cut-offs at AIIMS and JIPMER will remain extremely tight for clinical branches. NEET PG cut-offs at MAMC and KEM will also hold steady, with Delhi colleges becoming increasingly popular due to the no-bond advantage. CMC's unique admission pathway (sponsored + open seats) means cut-off patterns here do not follow the same logic as purely government colleges.

Frequently Asked Questions 

Which is the best medical college for PG in India?

AIIMS Delhi holds the #1 NIRF ranking and offers the highest stipend, no bond, and the most comprehensive PG and super-speciality programme. However, "best" depends on your priorities — CMC Vellore ranks #3 and is preferred for patient-centred culture, while KEM is considered the gold standard for hands-on clinical training.

Does MAMC have a compulsory service bond for PG?

No. Delhi University colleges, including MAMC, LHMC, and UCMS, do not have a compulsory service bond. Only a nominal penalty clause of ₹3–10 lakh applies if you resign mid-course. This makes MAMC one of the most attractive NEET PG options for candidates who want post-PG flexibility.

What is the bond penalty at KEM Mumbai for PG?

Maharashtra mandates a 1-year compulsory service bond after PG completion at government colleges, including KEM. The penalty for not completing the bond is approximately ₹50 lakh. This is one of the highest bond penalties among major PG institutions in India.

Can I get into AIIMS Delhi through NEET PG?

No. AIIMS Delhi admits PG students exclusively through INI CET (Institute of National Importance Combined Entrance Test), not NEET PG. Similarly, JIPMER also uses INI CET for PG admissions. MAMC, KEM, and CMC Vellore accept NEET PG scores.

What is the PG stipend at CMC Vellore?

CMC Vellore pays a PG stipend of ₹50,925 per month for MD/MS students and ₹65,080 per month for super-speciality (DM/MCh) trainees. While this is lower than AIIMS (₹90,000+) and MAMC (₹90,000+), fees at CMC are subsidized for many students, and the lower cost of living in Vellore partially offsets the difference.

Is JIPMER better than AIIMS for PG?

JIPMER (NIRF #4) and AIIMS Delhi (NIRF #1) are both Institutes of National Importance admitting through INI CET. AIIMS offers more PG seats, a higher stipend, and Delhi's networking advantages. JIPMER offers a calmer learning environment, lower cost of living, and a strong research focus. Your choice should depend on whether you prefer a metro or non-metro setting and your INI CET rank.

Which PG college has the best super-speciality options?

AIIMS Delhi offers the widest range of DM and MCh programmes across nearly every discipline. MAMC offers 12 super-speciality courses. KEM, JIPMER, and CMC Vellore all offer DM/MCh in select departments. For the broadest super-speciality pathway, AIIMS Delhi is the strongest option.

Previous Year Pattern Analysis

PG COUNSELLING PATTERN TRACKER

Over the three admission cycles, some things have become really clear. First, Delhi is now the choice for people who want to do their post-graduation. This is because Delhi has a no-bond policy at AIIMS and MAMC, and they also pay the stipends.

Second, KEM is still a choice for people from Maharashtra because they have a state quota, but people from other states are starting to prefer Delhi over Mumbai. The main reason for this is that Delhi does not have a bond, which is a big difference. 

Delhi is becoming the choice for post-graduation, for post graduation and it is all because of these things. Third, the institutions that use INI CET, like AIIMS and JIPMER, are having a time because the best students are choosing these institutions.

This means that the marks needed to get into the branches at AIIMS and JIPMER are getting higher. More and more top students are picking AIIMS and JIPMER, so it is tougher to get into these branches at AIIMS and JIPMER.

In the year 2026, I think the clinical branch cut-offs at AIIMS Delhi will still be very low, like digits for things like MD Medicine and Radiodiagnosis.

MAMC will probably still be the choice for people who do well on the NEET PG exam, you know, people who rank between 100 and 500, and they want to study in Delhi without having to take the INI CET.

The penalty for the bond in Maharashtra is not going to get any lower in 2026, so KEM will not be that great an option for students from other states.

CMC Vellore has its way of admitting students, which makes it hard to compare the cut-offs directly to other colleges, like AIIMS Delhi and MAMC. JIPMER is a choice for people who do not get into metro cities. It is the option for students who get ranks between 100 and 300. JIPMER is really good for these students. JIPMER will remain the non-metro INI option for students with ranks between 100 and 300.

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Disclaimer: Stipend amounts, bond policies, fee structures, NIRF rankings, and cut-off data are based on the most recently available information (2024-2025 cycle) and may change for the 2026 session. Bond policies are subject to state government notifications. Always verify with official sources — aiimsexams.ac.in (INI CET), mcc.nic.in (NEET PG), and respective college websites — before making counselling decisions.